
Technology, Artificial Intelligence and Chargeback Regulations: A Path to Small Business Protection in Nigeria
With the sudden increase in chargeback disputes arising in Nigeria, small businesses are left at a disadvantage. These disputes lead to loss of revenue, operational disruptions a n d legal complexities. This paper explores the role of technology and artificial intelligence in creating an effective regulatory framework that balances consumer protection with rights of small businesses. By leveraging machine learning algorithms, a n d other Artificial Intelligence (AI) tools, small businesses can proactively identity fraudulent transactions, improve compliance, and reduce